>> start spending less This seems like overly simple advice but it's the best advice you can listen to if you think there is a storm coming. Cutting spending a

>> start spending less This seems like overly simple advice but it's the best advice you can listen to if you think there is a storm coming. Cutting spending and allocating that money to cash reserves while keeping your usual investment strategy (401k / Roth IRA / etc) is the most effective thing you can do.