Amex has Blue Cash Everyday - the non fee on gives you 3% on supermarkets, no fee. The premium one with a $95/year fee gives you 6%. The max on these amounts is

Amex has Blue Cash Everyday - the non fee on gives you 3% on supermarkets, no fee. The premium one with a $95/year fee gives you 6%. The max on these amounts is really high, and I have a number of cards to work with. For online stores and restaurants/bars, I get 4% back with my uber card from barclays, again no fee (in fact both of these cards give you money just for signing up). For me, restaurants/bars + supermarkets are the majority of my expenses, the other being housing, which I pay with direct transfer, no credit card option. Most of my cards also offer extended warranty, free insurance on rental cars, free trip insurance, phone insurance, etc. 2% is the least I get when swiping, there's a lot of options for this including the city double with no fee. Apple wants me to exchange that for 1% and they make a big deal out of it. I mean, ok, they give a little more privacy, but again, if you value that, cash is king. I will say, their cool factor is really high, the packaging for this is way nicer than even very premium credit cards I've had.