In the US, many point of sale terminals are still not converted to use chips. I most frequently encounter stripe readers at gasoline stations. I'm fairly s

In the US, many point of sale terminals are still not converted to use chips. I most frequently encounter stripe readers at gasoline stations. I'm fairly sure that each time my card has been cloned in the last 5 years, it has been via criminals modifying gas pump card readers to harvest card numbers. I hate gas stations so much that I bought an EV. Ironically, my wife makes me pump gas for her, so my cards are still at risk.