Is it an actual problem without solution though, to be "simpler than Splitwise"? And is it actually perceptibly simpler? I find Splitwise rather easy to use and

Is it an actual problem without solution though, to be "simpler than Splitwise"? And is it actually perceptibly simpler? I find Splitwise rather easy to use and just functional enough to cover all usecases. From the first look this site does about the same stuff, no? The only significant difference I see is app vs website.