3 ms·
Tip for those signing up: when you sign up you agree to arbitration (ie. signing away the right to sue in court), but you can opt-out within 90 days. Opting ou
by lode 7y ago
Tip for those signing up: when you sign up you agree to arbitration (ie. signing away the right to sue in court), but you can opt-out within 90 days.
Opting out can be done right on your phone, through messages:
https://www.theverge.com/2019/8/20/20813800/apple-card-pay-arbitration-clause-goldman-sachs-credit-how-to-opt-out https://www.theverge.com/2019/8/20/20813800/apple-card-pay-a...
- jxcl 7y agoFor what it’s worth, almost every bank/card I’ve signed up for has this clause. Apple is the only one I’ve seen where you can opt out by text message, usually it requires mailing a letter.
- Someone1234 7y agoIt isn't worth anything. This saves them money. Plus in all cases they bury it in the terms and expect nobody to notice/opt out. It is a practice illegal elsewhere[0] and Apple doing something to save themselves money doesn't make them the consumer's hero, it is still an immoral anti-consumer practice that should be illegal. Now if they required that you select opt in during sign up, that would be quite different. But that's not the case. Instead it is on Page 14/15 on an agreement you don't even need to read. [0] https://en.wikipedia.org/wiki/Consumer_arbitration#Consumer_arbitration_outside_the_United_States https://en.wikipedia.org/wiki/Consumer_arbitration#Consumer_...