> Preserving your wealth in a risk free fashion is a service the government is providing to you. That's a big portion of the reason why the army, police et cete

> Preserving your wealth in a risk free fashion is a service the government is providing to you. That's a big portion of the reason why the army, police et cetera exist. It costs them and you a lot more than 1% per annum. No, the government doesn't provide me with the financial tools to preserve my wealth. The market wants to do that, because there's demand for it. It's the government that indirectly manipulates interest rates and thereby distorts the market so that it isn't capable anymore of providing these services. It seems as if all is nice and cozy from your viewpoint with this situation as long as I spend my currency (immediately!) to "help the system". But nobody asks whether this allocates my resources towards the right investment. When the time comes and I cannot retire, because I wasn't able to save, it's now again the problem of society that needs to step in, and you will probably opt for even more debt to "sustain" my standard of living. Again, this financial/political ideology is severely damaging our prospects as a society. I wonder how it's so hard to understand.