I had double cash until someone skimmed my card and citi didn’t notice. I had to catch it, make a complaint, then sign bullshit forms asking if the following na

I had double cash until someone skimmed my card and citi didn’t notice. I had to catch it, make a complaint, then sign bullshit forms asking if the following name was mine. It just stumped me how they didn’t catch it - there were purchases being made in different geographies on the same day as I was making purchases elsewhere. I lost total confidence in citi as a trustworthy company after that. Capital one is way more proactive on catching fraud, so I use their 1.5% quicksilver. Several times they have asked me about potentially fraud purchases. Totally worth it for peace of mind. I realize that I’m not liable for fraud credit card purchases but it’s still a stressful hassle to catch fraud yourself, challenge purchases, go through the motions and eventually get them dropped months later. Barclays I use for dining out and travel, have yet to see how they are.