It's a 2 of 3 problem; We want three things 1) access to stuff 2) that access to be secure 3) no effort/time/delay for access. But in reality you only get two

It's a 2 of 3 problem; We want three things 1) access to stuff 2) that access to be secure 3) no effort/time/delay for access. But in reality you only get two of those. In general things of "value" can't be both secure and fast/easy. If it's fast/easy it can(and will) be brute forced and/or Amazon Turked.