6 ms·

Pretty slick application process. Very quick approval. I’m digging the privacy. But it didn’t work when I tried to buy lunch. I’ll try again tomorrow.

lawrenceyan 7y ago
That seems like a pretty big error... With a launch is pivotal as this, you would think they would do more testing to ensure you’d at least be able to make purchases at launch.
- shurcooL 7y ago
  To add another data point, I had no problems making the first purchase with it (or any purchases since).
  - breck 7y ago
    Worked for me great. The visualization of category purchases is simple and brilliant.
  - mikestew 7y ago
    First thing I "purchased" after applying was two charitable donations, which I hear is two big red waving flags for fraud when done on the web. Transactions went through just fine.
js2 7y ago
Agreed the application process was slick. However, I have a fraud alert so I was expecting a phone call and didn’t get one. I guess I’m okay with that since I had to provide photos of the front and back of my license. I was less impressed when I wanted to switch to the card for my Apple purchased to get 3% back on my iCloud subscription and I had to manually go into the Wallet app to get the card number, expiration date, and security code and manually copy that all over to the payments section associated with my Apple ID. (Twice actually since I have separate IDs for iTunes and iCloud for historical reasons.)
- suninwinter 7y ago
  There’s a “make default at Apple” button in the card settings that I was able to use to accomplish that without copy/pasting. Weird they didn’t just ask during the setup process.
  - js2 7y ago
    Odd, I was given an option to make it the default card in my Wallet, but I don’t recall an option to make it the payment method for my Apple ID. I also don’t see anything magical here about how to add it to my Apple ID: https://support.apple.com/en-us/HT209225 https://support.apple.com/en-us/HT209225
    - irq 7y ago
      You change the setting in the Wallet app. Tap your Apple Card, then tap the 3 dots in the top right corner. Press the button labeled “Make Default at Apple”.
      - js2 7y ago
        I looked there. I really don’t have that button. At this point I’ve manually copied the card info for both my Apple IDs but I don’t think I had that button at any point. Maybe it’s because I have separate IDs for iCloud and iTunes.
        irq 7y ago
        Did you scroll all the way down that page looking for the option? It’s hidden below the fold
        js2 7y ago
        It really doesn't appear for me. Really really. I've once again invoked the special: if (username == "js2") { return; } Clause in the code base. Not a case of PEBKAC. Promise. I appreciate the pointer though. - https://ibb.co/X28zXGR https://ibb.co/X28zXGR - https://ibb.co/tm8nzrF https://ibb.co/tm8nzrF - https://ibb.co/dk3j7m0 https://ibb.co/dk3j7m0
offmycloud 7y ago
Privacy? It's still a credit card. MasterCard still gets all your purchase data and can do whatever they want with it. Goldman Sachs gets your SSN, credit report, and bank account info.
- Gaelan 7y ago
  Apple says something about Goldman not using the data for anything more than necessary. I don’t think they mans any guarantees about MasterCard.
lubujackson 7y ago
As an anti-Apple person, this comment encapsulates so much of the Faustian nature of Apple products.

lawrenceyan 7y ago

That seems like a pretty big error... With a launch is pivotal as this, you would think they would do more testing to ensure you’d at least be able to make purchases at launch.

shurcooL 7y ago
To add another data point, I had no problems making the first purchase with it (or any purchases since).
- breck 7y ago
  Worked for me great. The visualization of category purchases is simple and brilliant.
- mikestew 7y ago
  First thing I "purchased" after applying was two charitable donations, which I hear is two big red waving flags for fraud when done on the web. Transactions went through just fine.

js2 7y ago

Agreed the application process was slick. However, I have a fraud alert so I was expecting a phone call and didn’t get one. I guess I’m okay with that since I had to provide photos of the front and back of my license. I was less impressed when I wanted to switch to the card for my Apple purchased to get 3% back on my iCloud subscription and I had to manually go into the Wallet app to get the card number, expiration date, and security code and manually copy that all over to the payments section associated with my Apple ID. (Twice actually since I have separate IDs for iTunes and iCloud for historical reasons.)

suninwinter 7y ago
There’s a “make default at Apple” button in the card settings that I was able to use to accomplish that without copy/pasting. Weird they didn’t just ask during the setup process.
- js2 7y ago
  Odd, I was given an option to make it the default card in my Wallet, but I don’t recall an option to make it the payment method for my Apple ID. I also don’t see anything magical here about how to add it to my Apple ID: https://support.apple.com/en-us/HT209225 https://support.apple.com/en-us/HT209225
  - irq 7y ago
    You change the setting in the Wallet app. Tap your Apple Card, then tap the 3 dots in the top right corner. Press the button labeled “Make Default at Apple”.
    - js2 7y ago
      I looked there. I really don’t have that button. At this point I’ve manually copied the card info for both my Apple IDs but I don’t think I had that button at any point. Maybe it’s because I have separate IDs for iCloud and iTunes.
      - irq 7y ago
        Did you scroll all the way down that page looking for the option? It’s hidden below the fold
        js2 7y ago
        It really doesn't appear for me. Really really. I've once again invoked the special: if (username == "js2") { return; } Clause in the code base. Not a case of PEBKAC. Promise. I appreciate the pointer though. - https://ibb.co/X28zXGR https://ibb.co/X28zXGR - https://ibb.co/tm8nzrF https://ibb.co/tm8nzrF - https://ibb.co/dk3j7m0 https://ibb.co/dk3j7m0

offmycloud 7y ago

Privacy? It's still a credit card. MasterCard still gets all your purchase data and can do whatever they want with it. Goldman Sachs gets your SSN, credit report, and bank account info.

Gaelan 7y ago
Apple says something about Goldman not using the data for anything more than necessary. I don’t think they mans any guarantees about MasterCard.

lubujackson 7y ago

As an anti-Apple person, this comment encapsulates so much of the Faustian nature of Apple products.