True. I guess they have to go through Apple's app store anyway, but they could offer the APK on their website. On the other hand, I can set up a recurring paym

True. I guess they have to go through Apple's app store anyway, but they could offer the APK on their website. On the other hand, I can set up a recurring payment, for free, from one account to a different account, at a different bank. In the US, my bank sends a check. Per snail-mail. (Also: photoTAN is great. Could please all banks do that if they need an app anyway?)