Also, unless someone physically replaces the PIN pad, which is difficult and likely to leave visible indications of tampering, then one can reasonably sure that

Also, unless someone physically replaces the PIN pad, which is difficult and likely to leave visible indications of tampering, then one can reasonably sure that entering your PIN is secure. With a software touch screen you have no guarantee and no reasonable way of telling if the software is not harvesting your details and sending them off somewhere so your card can be cloned and used by criminals. [Edit typo]