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Fidelity has a good banking service and credit card system. If your retirement / investment accounts are at Fidelity, it's really convenient. They do have "br
by cbanek 7y ago
Fidelity has a good banking service and credit card system. If your retirement / investment accounts are at Fidelity, it's really convenient.
They do have "branches" in larger cities, where you can deposit large checks, but they won't cash checks or give you money there.
The ATM card automatically refunds you for fees using any one else's bank, which is really nice. This means any ATM is your ATM. The Fidelity credit cards are okay, but they do charge an international transaction fee for currency exchange, which I think is 1% (better than most, but not 0). The website is nice, functional, and the same website for investments/401k/savings/credit cards, and they offer a fair amount of security (2FA) for it. Their phone support is pretty good.
I've only been banking at places that don't have physical branches for the last 15 or so years, and that has only made me happier. Then again, I don't need to interact with a teller on a regular basis.
The interest rates are not good at Fidelity though. So for long term savings, I bank with Ally, and use the websites to transfer money between them. Ally I'd also consider top notch.
- Something1234 7y agoCharles Schwab is even better. Same deal, but no international fees period. I also have an interest bearing checking account that pays way more than any brick and mortar bank.