If you don't need physical bank branches, use Charles Schwab Bank. Their checking account is nice and they will reimburse you for _all_ ATM fees worldwide; it's

If you don't need physical bank branches, use Charles Schwab Bank. Their checking account is nice and they will reimburse you for _all_ ATM fees worldwide; it's an onramp to their brokerage products, so it can only be opened alongside a brokerage account, but neither account will have fees or minimums.