Definitely not FEMA or federal govt! IMO FEMA should be defunded in the wake of climate change and let the private sector factor in the actual replacement cost

Definitely not FEMA or federal govt! IMO FEMA should be defunded in the wake of climate change and let the private sector factor in the actual replacement cost & risk. I feel this is the fastest way of putting a dollar figure on the cost of climate change and might actually lead to some positive change if cities & individuals are not able to externalize the costs of CC to general public. PS: I am a liberal democrat & by no means support the rest of libertarian/right-wing agenda.