On on hand, these people are blowing a lot of money. On the other they're mostly doing what is reasonable (saving for college, paying a mortgage, paying off st

On on hand, these people are blowing a lot of money. On the other they're mostly doing what is reasonable (saving for college, paying a mortgage, paying off student loans, no credit card debt, paying for childcare because they both work, etc.). If you expect people to do everything for themselves, then $250k a year doesn't seem like a whole lot, particularly when you start taking into account the (growing?) possibility that one or both of them could lose their job at any point. Where is the saving for that? If you're spending $20k a month, losing one of the jobs means you need $10k in savings per month that person isn't working. I wish to assert that these people are not rich at all. Here's how you know: they have salary paying jobs the income from which is materially involved in their day to day life expenses (as opposed to Fortune 500 CEOs whose salaries pale in comparison to the stock related earnings they receive). In short, if you and your wife both have to work somewhere that has the power to arbitrarily lay you off, then you're not rich. The real rich own the places these people work at.