I'm sorry, they are putting more towards their retirement than a large % earn in a year? Their college savings for the children are more than lower income fami

I'm sorry, they are putting more towards their retirement than a large % earn in a year? Their college savings for the children are more than lower income families manage to save annually (also, if they have college loans why can't the children?) More-so, if you are barely scraping by, perhaps not drive expensive cars and live in 750k homes for a while??