What do you mean switched? It's usually spelled out in the contract, no? And they can't just change it unilaterally, right? So if they want to renegotiate, fin

What do you mean switched? It's usually spelled out in the contract, no? And they can't just change it unilaterally, right? So if they want to renegotiate, fine, the rate goes up by the interest (and or risk premium).