To be clear: credit karma shows VantageScore 3.0 whereas most credit cards, mortgages, and auto loans use a FICO score more often. That being said, there's a bu

To be clear: credit karma shows VantageScore 3.0 whereas most credit cards, mortgages, and auto loans use a FICO score more often. That being said, there's a bunch of FICO versions in active use. For a rundown of them see here: https://www.investopedia.com/articles/credit-loans-mortgages/081416/fico-5-vs-fico-8-what-are-differences.asp https://www.investopedia.com/articles/credit-loans-mortgages... Some esoteric lenders might use VantageScore and, for the most part, if you have a good VantageScore 3.0 you'll most likely have good FICO scores.