Spending money is taking money out of your bank account. Any event where more money leaves a bank than they have reserves to cover it is a run on the bank. I th

Spending money is taking money out of your bank account. Any event where more money leaves a bank than they have reserves to cover it is a run on the bank. I think what you may be elluding to is that digital transfer of funds makes the effects of a bank run different than than when cash is involved, since real money in hand cash is much more limited than a bank’s total reserves.