2 ms·

Those are tight circumstances, but you sound really well organized, with a good plan. The inability to get even a $1200 loan when you have a sensible plan, suc

Those are tight circumstances, but you sound really well organized, with a good plan. The inability to get even a $1200 loan when you have a sensible plan, sucks. Since you are LDS, famed for church community... is that something your church, friends or family might help out with? In my experience, that's an amount friends lend each other if they've known each other a long time and can do it. Sometimes, with the understanding that the payback terms are extremely flexible. Because that isn't at all a hardship amount for everyone, and it sounds like it could make a big difference to your life. Whatever you do, best of luck.

ryanmercer 7y ago
>is that something your church, friends or family might help out with? Yes, but I don't like asking for help. Worst case (hopefully they take card) I can put it on a card and then balance transfer to another card to buy some interest free time. What chaps me is I fund a 529 (10-15$ a month over the past few years, figuring if I ever have kids I could transfer it to them) which would cover the first semester BUT since the first year isn't accredited... it's a non-qualified expense which means if I take the money to pay it I get hit with tax and penalty.