Yes, exactly this. There are some 'halal-banks' in Europe as well. All they do is calculate what the total paid sum for a regular mortgage would be, then they

Yes, exactly this. There are some 'halal-banks' in Europe as well. All they do is calculate what the total paid sum for a regular mortgage would be, then they buy the house for you and sell it back to you for the total sum... It's 100% the same as with interest, but it's a religious thing so I don't think debating this will result in anything.