Is it fraud without the intent to defraud? >Secondly, that wouldn't work, the insurance company already knows your SSN It could totally work, it’s really easy

Is it fraud without the intent to defraud? >Secondly, that wouldn't work, the insurance company already knows your SSN It could totally work, it’s really easy to get a card open with another SSN and then accurint or whatever the insurance company uses will just return multiple SSNs.