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Then I have even more questions, because in order to offset operating recurring costs for Arrived, that "equity credit" can't be a one-to-one mapping to the hou

Then I have even more questions, because in order to offset operating recurring costs for Arrived, that "equity credit" can't be a one-to-one mapping to the house's actual value - it has to offset costs for maintaining the house for you. In other words, if you use your "equity credit" to take a house for yourself, you could end up paying more than the house is actually worth.

djmobley 7y ago
Of course you end up paying more than the house is worth, just as you would if you paid down a mortgage with interest.
- kijin 7y ago
  Moreover, you'd have to pay for maintenance even if you outright owned the house.
darawk 7y ago
Of course. You'll overpay, just like you would with interest from a mortgage. But you do get something in return for that overpayment. Whereas with a loan you merely get "time value" for your over-payment in the form of interest, here you are also buying the optionality of moving around. That option has value, and it's appropriate for them to charge some premium for that.