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never use debit cards for payments. When fraud occurs you have little/no recourse. I dislike credit cards, but at least with them you can contest fraudulent c
by novaleaf 7y ago
never use debit cards for payments. When fraud occurs you have little/no recourse.
I dislike credit cards, but at least with them you can contest fraudulent charges and more often than not, succeed.
- nrb 7y agoTotally anecdotal, but I’ve had a great experience with Capital One 360. I never really use the card except for occasional ATM withdrawal but the number was somehow nabbed and a fraudulent charge was processed. Since I have it configured to send me a notification on every transaction, I noticed instantly and froze the card from the mobile app. A 5 minute call to their fraud dept later and the funds were returned to the account pretty much immediately during their investigation (which eventually came back successful) and a new card was sent next-day delivery for no charge.