> And why in the world is Wells Fargo not liable for damages? This is more or less a digital question in an analog situation. What I mean by that is they coul

> And why in the world is Wells Fargo not liable for damages? This is more or less a digital question in an analog situation. What I mean by that is they could very well be liable however the cost, trouble and barriers to pursue this make it impractical to enforce that liability. This is often the case in both business and life unfortunately.