patio11 has a great writeup on how to deal with these sorts of problems should they ever happen to you. It is a very good writeup. https://www.kalzumeus.com/20

patio11 has a great writeup on how to deal with these sorts of problems should they ever happen to you. It is a very good writeup. https://www.kalzumeus.com/2017/09/09/identity-theft-credit-reports/ https://www.kalzumeus.com/2017/09/09/identity-theft-credit-r... Short summary: - do everything in writing instead of over the phone so there is a paper trail - make sure you are writing to the right people on the other end - present professionalism - be calm and persistent. it can be a pain but you can definitely get this stuff fixed.