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I wish someone would compile a series of actions that I could take to prevent this from happening.
by todipa 7y ago
I wish someone would compile a series of actions that I could take to prevent this from happening.
- maxerickson 7y agoYou can't preempt it. You could destroy your credit yourself, that should make it less likely.
- gvb 7y agoIt isn't the credit card that is in your possession that's the problem, it's the fraudulent loans, credit cards, etc. that the scammer receives directly from various banks, etc.
- UnFleshedOne 7y agoIf you destroy your credit preemptively it would be less likely somebody else can get new loans with your identity. I would hardly call that a good solution...
- gorbachev 7y ago1. You can't
- 18pfsmt 7y agoOne way to minimize risk is to put a security freeze on one's credit report. https://www.consumer.ftc.gov/articles/0497-credit-freeze-faqs https://www.consumer.ftc.gov/articles/0497-credit-freeze-faq...
- todipa 7y agoJust tried to implement a freeze on Equifax. They couldn't verify my identity. Now I have to send a letter. Found a sample - https://media.dojmt.gov/wp-content/uploads/Z-Sample-Security-Freeze-Request-Letter.pdf https://media.dojmt.gov/wp-content/uploads/Z-Sample-Security... Still looking for other samples but what is incredible is that they want me to send them a copy of my Social Security Card. They have to find a better solution to verifying identities.
- deleted 7y ago[deleted]