Quoting myself, an old Italian proverb: https://news.ycombinator.com/item?id=14594858 https://news.ycombinator.com/item?id=14594858 >In Italy there is (was, a

Quoting myself, an old Italian proverb: https://news.ycombinator.com/item?id=14594858 https://news.ycombinator.com/item?id=14594858 >In Italy there is (was, as it is not much used anymore) proverb: "Fare i conti spesso, moderar le voglie, spender men di quel che si raccoglie". >It cannot be translated easily, but more or less it amounts to: >Do the (financial) math often, limit your cravings, spend less than you can gather.