3 ms·Yes, I always look to the FED for cutting edge technology. /sby teh_infallible 7y agoYes, I always look to the FED for cutting edge technology. /sH8crilA 7y agoInstant money transfer is not cutting edge. Some countries have had it for decades (albeit at a premium cost).pjc50 7y agohttp://www.fasterpayments.org.uk/our-achievements http://www.fasterpayments.org.uk/our-achievements : not even at a premium cost.