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And you may have several pensions (401k)s running at the same time so you do need to make sure you are happy with the allocations' I have three pensions plus m
by walshemj 7y ago
And you may have several pensions (401k)s running at the same time so you do need to make sure you are happy with the allocations'
I have three pensions plus my SIPP (self invested) running at the moment.
- toomuchtodo 7y agoWhenever you leave a company, you should roll your 401k over to a Traditional (or Roth, if you had a Roth 401k) IRA, as the fund expense ratios are usually cheaper (I recommend Vanguard).
- walshemj 7y agoUm I mentioned Pensions - I just added the 404 the usa's poor relation to even a DC scheme for context for US readers. We don't have IRA's we do have ISA's which are awesome in comparison (basically remove £20k pa into a tax efficient account) I think my main DC pension is about .5 and I will be moving my small NEST (government scheme) over to my self run pension shortly.