I'm not worried. We have the savings to cover the debt, problem is I have a hard time touching it, since I work in Back office finance IT. I have access to the

I'm not worried. We have the savings to cover the debt, problem is I have a hard time touching it, since I work in Back office finance IT. I have access to the entirety of the firms positions and trades. Id like to cash out, because earning 3-4% interest, while paying out 20% interest on around 50k in debt makes far less sense than paying no interesting and paying into a matching 401k... To be honest, this has probably been my single biggest stressor since getting married, and my wife's apparent mental block that finances are tight (when they shouldn't be) and she keeps buying non essential items. A lot of this is self inflicted, then complicated with medical issues on shitty insurance. I mean, the year before I got married, I was debt free, even after been unemployed for 6 months (and I didnt file for benefits, stupidly). We spent too much on our rings, but not on the wedding (we did a JOP wedding and a nice dinner afterward with just my wife, 2 step kids and myself). But, we had to move out of my 1 bed + den apartment into a 3 bed, 3.5 bath townhouse. More than doubled rent, but was necessary. I mean, I make good money, but on my salary, we're struggling, living paycheck to paycheck, in large part of debt I assumed from marriage and medical issues. Kicker is I have the savings to cover it, but cannot get to due to compliance issues.