The article's explanations for why rich people pretend to be poor are exactly the "more likely" explanations you say that it misses. The article is saying that

The article's explanations for why rich people pretend to be poor are exactly the "more likely" explanations you say that it misses. The article is saying that shirking responsibility is a side effect. Quotes from the article: > Rich people pretend to be poor to fit in > They want independence from their parents