They have the means, they just don't have the discipline, I think. We don't really teach discipline, critical thinking or money management in public schools; al

They have the means, they just don't have the discipline, I think. We don't really teach discipline, critical thinking or money management in public schools; all of which are necessary for adult life. The kaleidoscope of chaos is hard to turn your eyes from, but it's worth doing if you set your mind to it.