The bag hasn't been passed yet. That's going to happen when the funds go through a sell-off. They know it too, which is why they're trading despite the indica

The bag hasn't been passed yet. That's going to happen when the funds go through a sell-off. They know it too, which is why they're trading despite the indicators, because they're more plugged into the market info that will let them get off right before the cliff. Unless you're day trading, individuals should be trimming right now and increasing cash holdings, because the indicators available point to the sell off coming. You're welcome to try to run with the fund herd but they're better equipped and do it full time, meaning you'll be struggling to keep up with them. Better to get in front of the funds than chase them.