I think the challenge is that the tech is moving so fast that there is no line where the judicial system has said: "Hey Uber, that's over the line." Credit Car

I think the challenge is that the tech is moving so fast that there is no line where the judicial system has said: "Hey Uber, that's over the line." Credit Card and loan rates are two examples where some people would be so desperate that they would sign _anything_ to get an advance of cash or credit. But we have protection for them and rates cannot exceed a certain amount, depending on the type of loan.