Real time cash flow seems like overkill,props if you can do it though. You see some lenders in the merchant cash advance market doing similar POS flow analysis.

Real time cash flow seems like overkill,props if you can do it though. You see some lenders in the merchant cash advance market doing similar POS flow analysis. Lots of structured products have liquidity facilities to bridge short term issues so credit quality throughout the cycle tends to matter more than ST flow imo.