ralusek, I have a question for you. But first let me say that you're offering the standard conservative explanation of why the crash happened. But at the time

ralusek, I have a question for you. But first let me say that you're offering the standard conservative explanation of why the crash happened. But at the time the real estate bubble was going on, the conservatives all said it was sound economics and there was no chance it would crash. And then when it did crash, then almost overnight they all suddenly changed their line and talked as if they had known all along the country was on a dangerous financial path. My question for you is, when real estate prices were skyrocketing, did you think it was good or bad?