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Only if you install the games outside "Program Files".

• shawnz 7y ago
  Not true. You can install games even with the service disabled, since the Steam program folder permissions allow any user to write files there (and that's where games are installed by default).
  • ChrisSD 7y ago
    Indeed. As I said, I've been doing this for awhile now so this isn't merely a theoretical for me.
  • gsich 7y ago
    Yes. But the service was enabled and set the permissions.