No if you look at the chart from the NIHCM about halfway down the article, you see that 3% of total costs cover the first 50% of people. The top 5% of people a

No if you look at the chart from the NIHCM about halfway down the article, you see that 3% of total costs cover the first 50% of people. The top 5% of people account for about 50% of spending and the top 10% account for 2/3 so conveniently the statement you made is actually pretty accurate too :)