Even if you bought a lot of Apple products I would not recommend getting this card just for the 3% back. FWIW I almost always use Cashback portals (e.g. check

Even if you bought a lot of Apple products I would not recommend getting this card just for the 3% back. FWIW I almost always use Cashback portals (e.g. check https://www.cashbackmonitor.com/cashback-store/apple-store/ https://www.cashbackmonitor.com/cashback-store/apple-store/) when buying stuff online. Super easy way to get 2-3x points/$ or cashback is that usually at least 3% in addition to whatever cashback you might earn on your credit card.