From the page: > An Apple Cash card is required. The Apple Cash card is issued by Green Dot Bank, Member FDIC. See www.apple.com/apple-pay for more information

From the page: > An Apple Cash card is required. The Apple Cash card is issued by Green Dot Bank, Member FDIC. See www.apple.com/apple-pay for more information. If you do not have an Apple Cash account, Daily Cash can be applied by you as a credit on your statement balance. Daily Cash is subject to exclusions, and additional details apply. (I'm not based in the US.) I'm guessing most US-based Apple customers already have an "Apple Cash" relationship/account with Green Dot Bank?