"Routine care can be cheap. We really only need coverage for catastrophic care - broken bones, herniated disc, acute injuries, etc., etc., and routine care bene

"Routine care can be cheap. We really only need coverage for catastrophic care - broken bones, herniated disc, acute injuries, etc., etc., and routine care benefits for those so impoverished as to not be able to afford it. IMO, of course." Where do chronic illnesses, hearing aids, HIV, diabetes, dialysis, mental health intevention and outpatient therapy, etc. fall under that paradigm?