> The point of health insurance is that nobody should worry about the costs of regular maintenance and emergency service to their meatbag. (emphasis mine) Str

> The point of health insurance is that nobody should worry about the costs of regular maintenance and emergency service to their meatbag. (emphasis mine) Strongly disagree. What you refer to is a health benefits plan. Insurance should cover only unlikely events, not routine events. Just like your car insurance doesn't pay for new tyres or burnt bulbs. As someone who does my best to stay healthy, I don't think my lifetime health bill will come to anything close to what I pay for insurance. But I want the insurance for the random stuff I can't control.