Although banks are banks no matter where you live. In Australia with have the “Australian Consumer & Competition Commission” (ACCC) which is a government agency

Although banks are banks no matter where you live. In Australia with have the “Australian Consumer & Competition Commission” (ACCC) which is a government agency and related consumer protection laws that have real teeth. Although banks are probably regulated under separate legislation it’s usual to be able to call companies to account that engage in “misleading or deceptive practices” for example. So I suppose I got the idea from living where I do. More info: https://www.accc.gov.au/consumers/consumer-rights-guarantees https://www.accc.gov.au/consumers/consumer-rights-guarantees