$67 per week is your personal out of pocket commitment. The firm is committing much more to the pool. And yes, Cigna very likely does have an obligation at som

$67 per week is your personal out of pocket commitment. The firm is committing much more to the pool. And yes, Cigna very likely does have an obligation at some point. Most firms of your size negotiate a max per year expense for the firm and insure expenses beyond that point.