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I'm not sure whether I can or I can't. I guess I'll see. I'm in the fortunate position of having more than twice as much as I need for a very comfortable retire
by ijpoijpoihpiuoh 7y ago
I'm not sure whether I can or I can't. I guess I'll see. I'm in the fortunate position of having more than twice as much as I need for a very comfortable retirement already, and also of working for a company that hired and gave raises through the last recession. Knowing that even with a 50% decline I'll still have more than enough might make it easier for me to ride out the bad times than most people.
The thing that's tough for me to stomach with the all weather portfolio is how much worse its results are in good times. If I had been invested in that since 2012 rather than my current asset mix, I'd have had only 33% as much growth as I have done during that period. Even backtesting against the peak in 2008, the all weather gives only about 80% as much growth to today.
- H8crilA 7y agoIt is a personal choice. But IMHO too many people went 100% on stocks. Not everyone has Warren Buffett's incredible mentality to buy in downfalls. About returns FOMO: in 1999 risk meant to bump into someone who makes more money day trading stocks. In 2003 it was owning stocks :)