4 ms·

Does "debt" include car payment here as well? Even if it's at a 0.9% interest rate? I only carry that as debt right now since it was about 30k in total that I

Does "debt" include car payment here as well? Even if it's at a 0.9% interest rate? I only carry that as debt right now since it was about 30k in total that I didn't want to pay in cash.

loeg 7y ago
Paying off a 0.9% debt when 2.5+% savings/CDs are available risk-free is silly.
EpicEng 7y ago
At 0.9% you're better off sticking the extra money in an Ally savings account. That's basically free money at that rate; use it.