You're telling someone to time the market... and then say, "I'm not saying time the market." Note that the person you're responding to has quite literally lost

You're telling someone to time the market... and then say, "I'm not saying time the market." Note that the person you're responding to has quite literally lost lots of money by sitting on cash. And you're saying, "keep sitting on cash!" Not only that, but you're recommending cash at a time when central banks are creating more cash -- which is precisely the wrong time to hold lots of cash.