In the UK this is known as Stoozing. Some credit cards will give you a 0% interest rate (APR) if you do a balance transfer. That's usually to pay off another cr

In the UK this is known as Stoozing. Some credit cards will give you a 0% interest rate (APR) if you do a balance transfer. That's usually to pay off another credit card. Some allow for "Super Balance Transfers". They let you do a balance transfer into a current account. Ostensibly to pay off your overdraft - but they've no way of knowing. Et voilà! Cash from your credit card. The downsides? There's usually a balance transfer fee of a couple of percent and if you don't keep up with repayments, the APR can revert from 0% to 20%+.