> If you earn more than 55000 Euro/year, you have to pay 9600 Euro/year for health insurance alone! Half of which is paid by your employer. If you earn less, y

> If you earn more than 55000 Euro/year, you have to pay 9600 Euro/year for health insurance alone! Half of which is paid by your employer. If you earn less, you pay less and still get access to the same health care. > Together with your spouse you have to pay insane 19200 Euro annually! Only if they also earn as much. If they don't work, your don't pay anything to insure them. > And you cannot opt out! Employees earning more than 60k and freelancers can opt out of the system. > No wonder it is between 10 and 15 Euro for a finger. With insurance you don't pay anything for getting your finger checked. That was the price without insurance (full bill including consultation would be probably 50€ or so).